The financial landscape of the United States has shown a worrying trend in 2025, with a decline in the average FICO credit score. This key indicator, which determines access to credit and its ...

Bill Pulte recently brought up the transition to a bi-merge model while the market was assigning low probabilities. FICO's stock is down by 23% in two days. The impact will be limited since most loan ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Derek White/Getty Images for FICO ...