Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, ...

Conversion privilege is a life insurance term that outlines your rights as a policyholder to transition to a new policy without undergoing a physical exam. For those who’ve experienced health changes ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about ...

Find out more about its costs and special features.

What Are Term Life and Whole Life Insurance? Term life insurance is a type of life insurance policy that provides coverage for a specific period known as the term. If the policyholder dies within this ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...