Betsy began her career in international finance and it has since grown into a comprehensive approach to journalism as she's been able to tap into that experience along with her time spent in academia ...

Investing experts say smartly pairing the two types of annuities with other investments in a retirement portfolio can deliver significantly more income compared with a traditional withdrawal strategy.

I hear a lot of questions and concerns about annuities when meeting with my clients. Many of them are worried if an annuity can help them meet their retirement goals and needs, while others ask about ...

Annuities are a compelling choice for investors looking to stabilize their retirement planning with a predictable income stream. With their promise of guaranteed payouts, annuities can play a pivotal ...

Discover the key types of operating expenses, including fixed and variable costs, and learn how they impact a business's bottom line.

Fixed costs remain unchanged when you increase or decrease your sales or production volume. Variable costs change with changes in the volume of production activities. Profit maximization involves ...

Being able to survive and thrive as a business owner has as much to do with managing costs as it does with generating revenue. Like the chief financial officer of any company, you have to be concerned ...

Whether you’re applying for a government-backed loan or a conventional mortgage, you’ll likely have the choice between a fixed or variable interest rate. Although a fixed rate is typically safer since ...

The sun is beginning to shine again on the interest rate environment after the Federal Reserve raised the federal funds rate 11 times between March 2022 and July 2023 to curb inflation, which caused ...

Small-business owners must keep a close eye on cash reserves and both fixed and variable expenses. Even if you don't have a vision of expanding into a multinational corporation with thousands of ...

A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal ends. If you’d prefer not to switch ...